Despite many bumping up their saving efforts, soon-to-be retirees, those aged 55 to 64 have a median savings balance of . Registration as an investment adviser is not an endorsement by securities regulators and does not imply that Retirement Planners of America has attained a certain level of skill, training, or ability. Plan to Raise Retirement Age; . Not all services will be appropriate or necessary for all clients, and the potential value and benefit of Retirement Planners of Americas services will vary based upon a variety of factors, such as the clients investment, tax, and financial circumstances and overall objectives. In our survey, just 2.4% of men and 1.5% of women had reached $1 million in retirement savings. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that Retirement Planners of America has attained a certain level of skill, training, or ability. In the past ten years, firm or an advisory affiliate has been convicted of or pled guilty or nolo contendere ("no contest") in a domestic, foreign, or military court to a felony. Other Things to Consider. Retirement Planners of America is a Registered Investment Advisory Firm that manages over $4.7 billion for over 8K clients. What does this mean and why is this important? And our comprehensive approach doesnt stop there. Not all services will be appropriate or necessary for all clients, and the potential value and benefit of Retirement Planners of Americas services will vary based upon a variety of factors, such as the clients investment, tax, and financial circumstances and overall objectives. 4. And it may take many years to recover your losses. Headquartered in Plano, Texas, the firm has more than 30 advisors across over 15 offices, which are located primarily in the Southwest. Contact Information. Ever since that first broadcast, Ken has shared his experience, ideas and perspective, hoping to help his listeners achieve financial peace of mind. The goal of retirement planning is to achieve financial independence . Will anyone that was involved be involved with my accounts in any capacity? Financial advisors help you achieve your life goals, such as saving for retirement, by creating a comprehensive financial plan and managing your investment portfolio (e.g., stocks, ETFs, mutual funds, bonds). We believe that if youre retired or retiring soon, your investment strategy must shift, and we have an Invest and Protect strategy to help you protect your savings. RPOA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, accessed through the link provided, and takes no responsibility for the same. What does this mean and why is this important? Photos and images on this website are not of past or present clients of Retirement Planners of America. The discussions contained on this page are not a substitute for investment advice from a professional adviser. Find local show times or listen to the latest . RPOA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, accessed through the link provided, and takes no responsibility for the same. You are now leaving the RPOA website. Should I Hire a Financial Advisor or DIY It? But if youre over 50, youre in the game for growth; youre in it to protect principal. The discussions contained on this page are not a substitute for investment advice from a professional adviser. These commissions may be earned from the sale of investment or insurance products and are paid by the companies providing the products being sold. At Retirement Planners of America, we specialize in helping people transition into retirement. Checks take place monthly. 5) Estate Tip: A Trust For Your Grandchild. Retirement Planners of America does not control a third-partys collection or use of personal information or tracking technologies. Questions to ask Retirement Planners of America is not an accounting firm or a law firm. One bad bear market could derail your plans. Retirement Planners OF America currently serves clients in the following states: AL, AK, AZ, AR, CA, CO, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI. What does this mean? The firm's website is not secure by modern internet standards. Please click on the link below to launch GoToMeeting. How does your firm approach insurance sales? What happened? We want that for you, too. Questions to ask The SEC or CFTC has found firm or an advisory affiliate to have been involved in a violation of its rules. The receipt of personalized and tailored services, access to financial or professional resources, or the experience or expertise of an adviser should not be construed as a guarantee of a particular outcome. Qualified participating firms must abide by investor.com Certification program's terms and conditions when utilizing an awarded "Trusted by investor.com" badge, as well as in connection with permitted enhancements to the firm's investor.com profile page. As a Relationship Banker it was my role to develop and maintain new retail and small business . Is that a lot? 2575 euro per year * 37 years = 95,460 euro. 1) As Goes January, So Goes The Year Retirement Planners of America. Therefore, any references to Retirement Planners of America's performance or its investment advisory recommendations predating 2011 generally refer to recommendations made by Retirement Planners of America's principals at the respective other firms . These photos should not be construed as an endorsement of Retirement Planners of America or its representatives by any client.888.509.6512. $4,000 is now 5.7% of $70,000. Time to plan to defend your retirement from a market drop. A regulatory agency other than the SEC or CFTC has previously found the firm or an advisory affiliate responsible for having an investment-related business have its authorization to do business denied, suspended, or revoked. RPOA has offices in California, Oklahoma, Arizona, and Texas. The receipt of personalized and tailored services, or access to financial or professional resources should not be construed as a guarantee of a particular outcome. Retirement Planners of America previously employed a similar strategy that it referred to as the buy, hold, and sell strategy or buy hold, and protect strategy. Retirement Estimator. "Trusted by investor.com" status is reserved to those financial advisor firms meeting investor.com's strict requirements, beginning with earning no less than a 4.5 to 5 -star rating based on investor.com's independent Trust algorithm analysis. Rather, a professional adviser should be consulted, and independent due diligence should be conducted before implementing any of the options referenced. References to recommendations made under the Strategy that predate 2011; and statements such as and similar to: we told our clients to be out of the market in 2007 and 2008, we told our clients to get back into the market in 2009, and clients that followed our advice were out of the market in 2008; refer to strategies collectively employed and recommendations collectively made by Retirement Planners of Americas principals while employed at Eagle Strategies, LLC., and also at Cambridge Investment Research Advisors, Inc. Three of the five principals remain as principals today, including the Retirement Planners of Americas founder, Ken Moraif. Past performance does not guarantee future results. Rather, a professional adviser should be consulted, and independent due diligence should be conducted before implementing any of the options referenced. Operating as an online business, this site may be compensated through third party advertisers. Retirement Planners of America does not control a third-partys collection or use of personal information or tracking technologies. Together, they discuss Pete's income sources and likely expenses in retirement. MMWKM Advisors, LLC (d/b/a Retirement Planners of America ) ("Retirement Planners of America") is an SEC registered investment adviser with a primary business location in Plano, Texas. 1300 Summit Ave Ste 600. At Retirement Planners of America, we not only specialize in retirement planning, but on individualized planning. Firm or related person receives soft-dollar benefits in connection with client securities transactions. Not all services will be appropriate or necessary for all clients, and the potential value and benefit of Retirement Planners of Americas services will vary based upon a variety of factors, such as the clients investment, tax, and financial circumstances and overall objectives. However, when implementing that portion of the Strategy, Retirement Planners of America believes that the benefit of avoiding bear markets outweighs the burden of these transaction costs and tax consequences. And our comprehensive approach doesn't stop . All investment strategies have the potential for profit or loss. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that Retirement Planners of America has attained a certain level of skill, training, or ability. 1) It Is Time To Get Serious! FREE BENEFITS ANALYSIS REPORT! What does this mean? We also offer you a promise: Our two goals for your retirement will remain consistent: Meet the team members who want to help you have the best retirement possible: MMWKM Advisors, LLC (d/b/a Retirement Planners of America ) (Retirement Planners of America) is an SEC registered investment adviser with a primary business location in Plano, Texas. Not all services will be appropriate or necessary for all clients, and the potential value and benefit of Retirement Planners of Americas services will vary based upon a variety of factors, such as the clients investment, tax, and financial circumstances and overall objectives. You are now leaving the RPOA website. In 2023, this number rises to $22,500 per year ($30,000 if you're 50 or older). You might think youre prepared because youve been saving for years. 3) Strategies To Maximize Social Security #33 The SEC or CFTC has previously entered an order against this firm or an advisory affiliate in connection with an investment-related activity. How does your firm mitigate them? Firms that receive soft-dollar benefits could be incentivized to push trades through broker-dealers that provide advantages to the firm instead of through broker-dealers that could provide the best execution for their clients. In MarketBeat, John Sullivan writes about American Retirement Association (ARA) member Apryl Pope, co-founder of Cincinnati-based Retirement Plan Partners, who delivers stark statistics about the state of retirement saving for traditionally marginalized communities and offers solutions. You might be forced to delay retirement or risk running out of money earlyand it might take years to recoup your losses. In the past ten years, a regulatory agency other than the SEC or CFTC has previously entered an order against this firm or an advisory affiliate in connection with an investment-related activity. What does this mean? Retirement Planners of America is not an accounting firm or a law firm. 4) Buy Hold Myth #1: The Market Always Comes Back However, when implementing that portion of the Strategy, Retirement Planners of America believes that the benefit of avoiding bear markets outweighs the burden of these transaction costs and tax consequences. Therefore, current or prospective clients should not assume that the future performance of the Strategy, any specific investment, or any other investment strategy that Retirement Planners of America recommends will be profitable or equal to past performance levels. Down markets are ideal for . Retirement. Therefore, any references to Retirement Planners of America's performance or its investment advisory recommendations predating 2011 generally refer to recommendations made by Retirement Planners of America's principals at the respective other firms . Does the firm offer products that have performance-based fees, or does it accept performance-based fees? 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retirement planners of america
retirement planners of america
retirement planners of america