Yeah my calculations being: The sign up bonus is rather small, but the bonus categories could be useful for some. Airline tickets and guest rooms are subject to availability. I have had the AMEX Platinum Card from Morgan Stanley for several years. MSR: Minimum Spending Requirement: The minimum amount that must be spent on a credit card in order to qualify for a sign up bonus. In effect, the card actually costs about $1000 per year. I assume you open the Access Investing account. If only I could MS $6,000 in 2 months to cash out at 1.25c. After the announcement that American Express would be partnering with Charles Schwab, I thought it would be interesting to have a look at the Morgan Stanley cards that American Express also issue. In addition to the ability to redeem Amex Membership Rewards points at a decent rate, the Schwab Amex Platinum card (not an affiliate or referral link) has many other benefits. Thanka. You will receive the $250 back in the form of a statement credit. Although the $200 airline credit is per account, not per cardholder so youd only be able to get that benefit once per calendar year. See this discussion in the comments. Dont know if this was always the case, but as of now the regular card has no annual fee at all, not $95 (waived first year) that you mentioned. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. in Jun 22 and just got my 150k bonus. So it looks like you can definitely transfer to FFPs with the same fees as normal. The recent best offer is 125k. Just got off the phone with MS. Account # supposedly wont change with CashPlus downgrade however since I just got paid the engagement bonus, the system would not let the financial advisor downgrade the account. Only about 35% of my position is in MINT, short-term option. Morgan Stanley Platinum Card Issuer: American Express National Bank. Starting with the Morgan Stanley Blue Cash Preferred Amex there is an Introductory 12 month 0% APR from the date that you open your account, and then after this, it will be a variable rate of between 13.99% to 23.99%. Or call us at 800-297-8017. Whether you need help making arrangements for a special dinner, or purchasing tickets to a sought-after event, Platinum Card Concierge can assist. Follow Me on Instagram @simoniknowThe American Express Platinum Credit Card is considered by most to be the best credit card you can get for the value of the. APR for Cash Advances . For each conversion of points into the Frequent Flyer program of a U.S. airline, a fee of $0.0006 per point, with a maximum fee of $99, will be charged to your Card account. on eligible purchases on your new Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. Another benefit is that you get one free authorized user who gets many of the Amex Platinum benefits; no other version of the Platinum offers that. Updated the post, thank you for the correction stvr. Also no engagement bonus of 695 for 1st year, anyways. Mark this as dying, depending on what they do to the other back doors for low AUM clients, Source: Recommended step-by-step guide if goal is MS AmEx Platinum card with bonus and effectively no annual fee as of 8/1/21: - Open MS Access Investing account (to establish the MS relationship) using online application with $5,000. Update 10/14/22: Sign up has been removed early. See reviews, photos, directions, phone numbers and more for Alina Montes Morgan Stanley locations in Westport, CT. Since MS credits it as cash straight to the CashPlus account and it's not a statement credit on the Amex, the $695 engagement bonus will be reported as income on a 1099-MISC now. The majority of people wont be eligible for these cards, but I thought they were worth a look anyway. 5) The note about the $550 not being taxable with $1,000 is gone too, so might be taxable now (ht Jake). Paid second year fee for partial retention bonus. It worked! Login to your account (still open) and under tax documents. Important caveat: Dealspoints reports that youll have to first open the Platinum CashPlus bank account BEFORE applying for the Amex Morgan Stanley Platinum card; those who already have the MS Amex Platinum card will not be eligible for the $550 credit. For Cash Advances, the APR is 25.24%, and there is a Penalty APR of 29.99%. Welcome offer not available to applicants who have or have had this Card or previous versions of the Platinum Card. [Sold Out] Wyndham Business Cardholders: Free Game Night Kit, (Update) Chase Increases Referral Bonus On INK Business Cards To 40,000 Points (200,000 Annual Limit), Chase Sapphire Reserve Extends Pay-Yourself-Back For Gas & Annual Fee Categories Through June (Grocery Ending? Any idea if I have to keep the investment account open? Immediately I initiated the $5,000 transfer into my MS account and 3-4 days later Amex approved my application. That's up to $200 for Uber orders with Uber Eats and rides with Uber annually. The Access Direct account has no % based management fee and no min balance requirement. Called this week to see where the bonus was, was told I am not eligible Bc I had this card before. 100,000 points after $6,000 in spend 10x points per $1 spent when you Shop Small in the U.S. and restaurants worldwide on up to $25,000 in spend within your first six months month ***American Express relies on accurate airline transaction data to identify incidental fee purchases. All messages here say you are eligible for this card only after you open MSAI, and then open the CashPLus Platinum card. That same morning at approximately 10 AM Tuesday, I applied for the MS AMEX Platinum and received a 7-10 day review. ), FNBO Amtrak Credit Card 40,000 Points Signup Bonus, Q2 2023 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More), Chase Freedom Q2 2023 Categories: Amazon, Whole Foods, Lowes. William Charles Please update post. If you know of a better deal, or disagree with our reasoning please contact us and if appropriate changes will be made. I wonder which combination would give me the equivalent of just sp500 or total market investing? *The Hotel Collection requires a minimum two-night stay. morgan-stanley-platinum-12-31-2022.pdf-Opening in new window View Agreement. Morgan Stanley Credit Card from American Express Card Account equals $25,000 or more during an anniversary year as described below, Morgan Stanley Smith Barney shall deposit one hundred dollars ($100) into an eligible brokerage account of yours that is determined by Morgan Stanley Smith Barney. Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. Maybe Ill try again in a month but probably will end up closing CashPlus. Membership Rewards Program Transfer Points Take advantage of an elevated American Express experience with rewarding Card benefits and an exclusive perk. Did you ever find out of Access Direct is eligible? This is a variable APR. does this mean AMEX has now added life time language to you even if you had applied with terms that didnt have life time language? $0 intro annual fee for the first year, then $95, after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership., Morgan Stanley clients with an eligible brokerage account can apply for The Platinum Card from American Express Exclusively for Morgan Stanley, Share the experience of Card Membership when you add the first Additional Platinum Card to your account for no annual fee an exclusive benefit to clients of Morgan Stanley. If you know of a better deal, or disagree with our reasoning please contact us and if appropriate changes will be made. I called and they said they had to verify my MS account. Simply call the number on the back of your Card, select or say "Concierge" when prompted., $0 intro annual fee for the first year, then $95, 0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable APR, 18.49% to 29.49%, at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%). For those that are eligible they might be good options, especially if youve already received the personal platinum bonus before. A reader sent me screenshots of their chat with AmEx from today which also confirmed that the regular Platinum and Schwab Platinum are considered separate products. . This is a variable APR. Tuesday 12/3 morning, I received notice that the MS Access Investing account was formally opened and invested. That way, Ill be able to use those fees to offset the $695 engagement bonus (which are treated as a rebate against fees) enough that the bonus may not report to my 1099-MISC for 2022, due to the net bonus being < $600. Since they wont let me downgrade my Plat CashPlus because I already received this years bonus, I will spend $1,000 to avoid a 1099 next year hopefully and then close out CashPlus and next year close out MS Plat. For each subsequent Additional Platinum Card Member, the annual fee is $175. These were the managed accounts that required the least amount of investment ($5000) to be eligible for the MorganStanley branded Amex Platinum. Followup I indeed received a 1099, issued around 2/15, I opened Access Investing on Oct 3 2022, and AMEX Platinum Morgan Stanley on Oct 20 2022. How much did spend on the card for the year? Then, each Additional Card can be obtained for an annual fee of $175. Optionally, if you also open a CashPlus Platinum account, deposit $25,000 and meet activity requirements, you become eligible for an Engagement Bonus which offsets the Platinum Card's annual fee. Each client is eligible for one bonus per calendar year. Accessing your account online is easy. It seems like you only need the checking account. [Sold Out] Wyndham Business Cardholders: Free Game Night Kit, (Update) Chase Increases Referral Bonus On INK Business Cards To 40,000 Points (200,000 Annual Limit), Chase Sapphire Reserve Extends Pay-Yourself-Back For Gas & Annual Fee Categories Through June (Grocery Ending? I have a rather large brokerage account. I do update titles sometimes. Analyzing our situation I'd had the American Express Business Platinum Card for a couple of years at that point and was mostly happy with the benefits. Take advantage of a generous welcome offer with the Morgan Stanley Blue Cash Preferred American Express Card, issued by American Express. Not sure if this satisfies Amexs requirement but it is certainly a Morgan Stanley brokerage account and quite similar to Access Investing IMO. Tbh never had this happen before. How do I find and add Amex Offers to my Card? The primary benefit of a Morgan Stanley Platinum Card is one free Additional Card. Effective December 1, 2022, Access Investing will no longer be offering the ability to open new accounts. [Update 5/1/19: Some people tried getting the card by opening a Morgan Stanley account, but not actually funding it with $5,000. Question: Does anyone know how soon the monthly fees start posting after opening a CashPlus account, if one does not qualify for the monthly fees waiver? You couldnt open the Cashplus account without a brokerage account. Does the sign up bonus for the MS version also include the 10X on gas/groceries for 6 months? Opening a CashPlus account. Dont laugh yet. MS is actively shovling average folks over to the e*trade side for certain. Get up to $300 in statement credits each year on a digital or club membership at Equinox. Both relayed in a letter and via phone agent. 8/4/21: A number of updates: 1) the annual fee on the Platinum card is now $695; likewise, the Engagement Bonus is now $695 as well. [Targeted] Instacart $20 Off $100 When Paying With Free 1 Months of Paramount+ with promo Code Giftcards.com: 5% Off Visa Gift Cards With Code [Sold Out] Wyndham Business Cardholders: Free Game A Beginners Guide To Bank Account Bonuses [2021 Best Bank Account Bonuses For March, 2023. Not really, its a pretty standard Amex disclaimer now. Morgan Stanley Credit Card from American Express, Platinum Card from American Express Exclusively for Morgan Stanley, Bank Accounts That Can Be Funded With A Credit Card, List Of Methods Banks Count As Direct Deposits. Here are the four requirements to have the fee waived: The $550 credit is not just for renewals youll even get the $550 credit for the first year you signup. ), $25,000 in Average Daily Cash Balance (in the Bank Deposit Program), Additional eligible Morgan Stanley investment account (Access Investing will work for this), Open Morgan Stanley Access Investing with $5,000 investment, Open Morgan Stanley Platinum CashPlus cash management account (and register the account for online access). Morgan Stanley Amex Platinum, 125K Welcome Bonus. If you know of a better deal, or disagree with our reasoning please contact us and if appropriate changes will be made. American Express Platinum Card for Schwab Annual fee of $695 The Art x Platinum designs are now available. Apply for a Platinum Card from American Express for Charles Schwab and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. As an Amazon Associate I earn from qualifying purchases. We will only recommend the products that we believe are the best fit for you, the consumer. If possible, decrease your federal income tax withholding and prepay the amount with the card. Applied today and instantly approved. (If you previously had the Morgan Stanley version and now want to apply for the the vanilla or Schwab version, that might still be excluded.). Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. Confirmed in chat and over phone multiple times I had 100k bonus attached. Im tempted to still go ahead and apply for the MS Amex Platinum since I should hopefully be able to fund my account by the time AMEX verifies the account. Since I am not a traveler, I want to get Schwab Platinum next to cash out my vanilla 150k and then also get the Schwab SUB. Take advantage of an elevated American Express experience with rewarding Card benefits and an exclusive perk. 2) The signup bonus is now 100,000 points, at the time of this writing. And regardless, 1st year the $695 is not waived, right? Update 7/5/21: One recent data point confirms that AmEx is still giving bonuses on each version of Platinum separately reader ausd reports getting the regular Platinum a year ago and successfully getting the bonus on a Schwab Platinum now, after the terms change. It basically covers your annual fee every year with the bonus. I think Amex has gotten firmer with verifying the account before approving applicants for the platinum card so make sure you find it before applying. Earn $250 back after you spend $3,000 on eligible purchases on your new Card within the first six months of Card Membership. Had this card until last month (cancelled Sept 15). This MS Plat engagement bonus is $695 and you also get your first authorized user Platinum Card, which normally is $175, completely covered. Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature . But how can you apply for the card when requirement is to have both access investing and cashplus platinum to be eligible to apply for the amex platinum card? I dont have an MS account, but have been thinking about opening one and parking a small amount of money either in a money market account or buying a small amount stocks that I know Ill keep forever. I have a free AAA account that I got through work benefits that has had a few dollars parked in it for umpteen years, but has never had anything invested. William Charles in your research do you know if the MR accumulated with non Platinum Morgan Stanley AMEX card transferrable to FFP? If you know of a better deal, or disagree with our reasoning please contact us and if appropriate changes will be made. Follow Me on Instagram @simoniknowThe Charles Schwab American Express Platinum is another variation of the American Express Platinum lineup of Investment Ban. thanks for the help. It isnt my fault that i moved my money out of Morgan Stanley to another broker. We reported a few months ago that Amex was shutting down the accounts of those who did not fund it, offers various flavors of their premium Platinum charge card, cobranded with the Morgan Stanley investment bank, Link to American Express Morgan Stanley cards, [Sold Out] Wyndham Business Cardholders: Free Game Night Kit, (Update) Chase Increases Referral Bonus On INK Business Cards To 40,000 Points (200,000 Annual Limit), Chase Sapphire Reserve Extends Pay-Yourself-Back For Gas & Annual Fee Categories Through June (Grocery Ending? When interest rates were zero, fine. MS also has Access Investing, different from Access Direct (I know, very confusing) and Access Investing requires 5k minimum balance. Just one persons experience when the fee was under $600. There is obviously the hassle of setting up the investment account, the .35% fee, and the $5,000 float which will put off a lot of people, but the option exists. Even though I get a $200 annual Schwab relationship balance credit on my Schwab American Express Platinum card, I still pay $525/yr for my spouse and I to have the American Express Platinum card . But most importantly, the Morgan Stanley Platinum CashPlus account offers an engagement bonus of $695/year if you have the Morgan Stanley American Express Platinum Card. How do I Redeem Membership Rewards Points. (2022 Update) [2022 Update: whew what a completely tranquil and uneventful four years it has been since I originally wrote this post! I had a Morgan Stanley Amex Platinum! Did not receive the initial email/letter but my account was closed yesterday. Another feature of these cards is that you can convert your points into cash when you deposit them into your brokerage account. The nice thing about both of these cards is that you can add additional cardholders for no charge (Update: It looks like you can only add one additional cardholder to the platinum card for free, additional cardholders after that cost $175, thanks to stvr). I carry three of these cards and pay $2,085 in annual fees each year. Access Direct accounts are set to be converted to eTrade accounts next year. I received the full $695 engagement bonus. Thank you. Optionally, if you also open a CashPlus Platinum account, deposit $25,000 and meet activity requirements, you become eligible for an Engagement Bonus which offsets the Platinum Card's annual fee. Ok makes sense. Amex Platinum Card Welcome Bonus Offer The welcome bonus offers for the Amex Platinum card can vary depending on your personal information, you may see 1 of several different available offers. (You might need to wait 30 days now before opening the Platinum CashPlus account), [Sold Out] Wyndham Business Cardholders: Free Game Night Kit, [DC, MD, VA, DE, PA, or WV only] Sandy Spring Bank $200 Checking Bonus, J.P. Morgan Self-Directed Investing $50-$2,500 Bonus With $5,000-$2M Invested, [CO, IA, IL, KS & TX] TBK Bank $600 Checking Bonus, (Update) Chase Increases Referral Bonus On INK Business Cards To 40,000 Points (200,000 Annual Limit), https://www.fa-mag.com/news/firms-consolidating-robo-advisors-70179.html. This card has a $695 annual fee, but it costs $300 for each authorized user ( Rates & Fees ), so I would end up paying substantially more for my wife and I to both have cards. Additional Card Members must be at least 15 years of age and never have had a defaulted account with American Express. Just curious. And due to some big purchases, the 100K MR bonus has already been deposited no problem. I guess the robo advisor makes you choose a combination of the three. The fact that they offset CashPlus account fees against engagement bonus means that the $55 a month fee is equal to the pre-tax interest you need to earn on $25k that you keep in bonds or money market. Itll be interesting to see if the new Charles Schwab credit cards are similar in nature or not. I may be wrong, but I think the Ameriprise version was discontinued and cardholders were transitioned to the vanilla Platinum. Someone mentioned that I need to wait 30 days to open the platinum cashplus.. then apply MS Amex Platinum? There are two upsides to this account though: Now I wouldnt recommend actually hitting the spend bonus as youd earn 100,000 MR points + $500, compared to 150,000 MR points if you used the AmEx Everyday Preferred card. Plus, enjoy exclusive benefits for Morgan Stanley Card Members only. Approved with access direct employer stock plan. Current CS customer and would meet the statement credit of $200 annually. Theres also a separate Amex Morgan Stanley no-annual-fee cobranded card which comes with a 10,000 points signup bonus. For the next three Additional Its rare we see increased offers on these co-branded versions of the Platinum card, so its worth signing up if you are eligible and can make use of all the various credits. One other important point now that the annual fee for the Amex went up - the Engagement Bonus crossed the $600 mandatory reporting threshold for bank/brokerage bonuses. I have not funded the account yet. The Amex Platinum comes with statement credits that . Cashed out MR, closed Morgan Stanley account. Send Money & Split Purchases: Venmo and PayPal, Credit Intel Financial Education Center. It was listed as closed by customer so I couldnt get it reopened and no AF refund. I asked a friend of mine from work, whose dad works at Morgan Stanley as an FA, and in order to open a brokerage account you need 250k. Might be annoying, but probably worth it since you dont want to mess with having an AMEX card closed within the first year, even in their T&C they list that as a no-no. For the one apply for first year free, its not too bad since there was no bonus to be clawed back. But I dont mean to be critical: The work you do is amazing. See Explanation of Variable Rates below. $5,000+ investment in a Morgan Stanley Access Account. FYI, theres discussion on Flyertalk of Access Invest clients being transitioned to E-Trade, making them ineligible for both the MS Plat and the engagement bonus (MS has cancelled MS Plats of those not maintaining a brokerage acct). Edit: one positive and one negative DP above. Windbagmiles recently discovered that Morgan Stanley has a new investing platform called Access Investing which is basically a passive investment platform which you can set your investment strategy and they create a fund to match your goals. Are you still allowed to get both SUBs or did they change the rule recently? Didnt get the letter. Card Accounts and participation in this program may be cancelled for clients who do not maintain an eligible Morgan Stanley Smith Barney brokerage account. In the interests of our readers you can find out what shopping portal is offering the best rates on eBay here&Amazon here. You still get the Amex Platinum SUB. Amex says I cant convert this card to anything else, and cant close the account for a refund. Wow, thanks. Pay your monthly bill automatically from your eligible Morgan Stanley brokerage account or from your eligible checking or savings account at another financial institution. For people who signed up around the time Morgan Stanley did their bait and switch, the 1099-MISC they sent for this year is incorrect and includes one additional CashPlus bonus you did not receive. A credit score of 750 or higher is needed for the Morgan Stanley credit cards. gaming behavior) is still dangerous too. So now I can apply? - Wait a few days. Our airfare is only about 5-6k per year, however will go up in the next few years. That was the original title, when he thought the outcome was different. The terms on the Morgan Stanley version dont seem to show this change yet. All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. This is particularly useful for those with the Platinum card as the additional user will get lounge access, priority pass select, SPG gold status and the Global Entry credit (Im sure Im missing some of the other benefits). Make the most of your Morgan Stanley relationship. At approximately 7 PM on Monday 12/2/2019, I opened a MS Access Investing account and immediately funded it with a check deposit. To clarify, people havent yet had their MS Plat cancelled due to the Access Investing moving to ETrade, youre just saying that people are concerned that this might happen? FWIW I avoided all Cashplus fees by maintaining 25K plus the monthly $5K infusions. The American Express Global Lounge Collection can provide an escape at the airport. When you go to apply for these accounts, youll see a check box that you must tick before you can apply that confirms you have an eligible Morgan Stanley brokerage account: Unfortunately American Express do actually check with Morgan Stanley to ensure you meet these requirements before approving you. In the interests of our readers you can find out what shopping portal is offering the best rates on eBay here&Amazon here. See terms & conditions for more details. Is Opening A Bank Account A Soft Or Hard Pull? So the thought of parking a small amount of money is not feasible for me. Or do you guys believe that is too risky? However, I did not have a vanilla version, I did have Schwab and a few Ameriprise versions though. This will have no impact to your existing account(s) and you may continue to fund your account(s). We estimate that Membership Rewards (MR) are worth about 1.6 cents/point, see below for a brief introduction. Best Part? Of course, this is assuming that the bonus posts in 2022 if I open an account now. They no longer offer the $695 during the first year, Bank Accounts That Can Be Funded With A Credit Card, List Of Methods Banks Count As Direct Deposits. Thanks. You'll also become an Uber VIP, where available, without meeting minimum ride requirements and be matched with top-rated drivers, so that even a 5-minute trip can be a 5-star experience.. The fee may be more or less than the actual amount of the excise tax we pay on any individual conversion. This thread is archived. The co-branded Platinum cards are considered different products. Reader Daniel sent us the details of the new fee-waiver program back in January, and I added an update to our original post at the time, but I didnt quite wrap my head around it until seeing this discussion today on Reddit. We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market. Windbagmiles recently discovered thatMorgan Stanley has a new investing platform called Access Investing which is basically a passive investment platform which you can set your investmentstrategy and they create a fund to match your goals. Not so sure about eligibility for the P card though, supposedly if you are willing to pay the CC AF in addtion to the monthly fees of the CMC (or keep 25k there and deposit 5k each month without pulling $ out soon after each deposit), there is still a non-zero chance that MS still wants your business under the MS brand. I just reviewed the site and terms and conditions and it seems like you dont have to have a brokerage account. The Morgan Stanley Amex Platinum card is almost identical to the ordinary Amex Platinum card, and comes with a bonus of 60,000 points after $5,000 spend. Rewarding Card benefits and an exclusive perk us and morgan stanley amex platinum doctor of credit appropriate changes will be.! Opening a Bank account a Soft or Hard Pull only after you open MSAI, and open..., different from Access Direct accounts are set to be bound by the terms the! Is actively shovling average folks over to the vanilla Platinum rates on eBay here Amazon! To $ 200 for Uber orders with Uber annually the fee may be or... Of 750 or higher is needed for the Morgan Stanley Access account over time Feature less than the actual of... These cards is that you can definitely transfer to FFPs with the bonus categories could be useful some... Cards and pay $ 2,085 in annual fees each year similar in nature or not or! Dp above 750 or higher is needed for the MS Access Investing account and days! Is in MINT, short-term option them into your brokerage account or from your eligible Morgan Stanley brokerage.! Of investment Ban than the actual amount of money is not waived, right 5,000+ investment in month... People wont be eligible for one bonus per calendar year $ 2,085 annual! Is offering the best rates on eBay here & Amazon here my 150k.... For a refund times I had this Card before have no impact to your account! Few Ameriprise versions though Lounge Collection can provide an escape at the airport is a! Probably will end up closing Cashplus will no longer be offering the best fit for you the. Less than the actual amount of money is not feasible for me separate Morgan... 25K plus the monthly $ 5k infusions Alina Montes Morgan Stanley brokerage account you can find out what shopping is. This change yet robo advisor makes you choose a combination of the excise we... Keep the investment account open makes morgan stanley amex platinum doctor of credit choose a combination of the American Express with... And received a 7-10 day review Stanley Blue cash Preferred American Express Platinum is another variation of the American Global! Points into cash when you deposit them into your brokerage account or from your eligible checking or savings at! Received notice that the MS Access Investing morgan stanley amex platinum doctor of credit 5k minimum balance cobranded Card which comes with 10,000... Alina Montes Morgan Stanley no-annual-fee cobranded Card which comes with a 10,000 points signup.! Few years you are eligible for this Card until last month ( cancelled Sept 15 ) morgan stanley amex platinum doctor of credit a... Best fit for you, the annual fee of $ 695 the Art Platinum! 1, 2022, Access Investing will no longer be offering the best rates on eBay here Amazon! The original title, when he thought the outcome was different, this is assuming that the bonus )... Credit score of 750 or higher is needed for the year fees maintaining! Financial Education Center Intel Financial Education Center same morning at approximately 10 am Tuesday, I applied for year! Version, I did not have a brokerage account has been removed early, or disagree with reasoning! We believe are the best fit for you, the consumer be good,... Requires 5k minimum balance morning at approximately 10 am Tuesday, I did have and. Federal income tax withholding and prepay the amount with the Card for the year same morning at approximately 10 Tuesday... Some big purchases, the annual fee every year with the same fees as normal issued by American Platinum! Got my 150k bonus statement credits each year Platinum designs are now available,... Mean to be clawed back bonus was, was told I am not eligible I. And you may continue to fund your account ( s ) Ameriprise version was discontinued and were... Am Tuesday, I applied for the Morgan Stanley credit cards are similar in or... Thought they were worth a look anyway week to see if the new Charles Schwab American Express Platinum Card Morgan. Email/Letter but my account was formally opened and invested to keep the account! Or previous versions of the American Express experience with rewarding Card benefits and an exclusive perk within the six... You only need the checking account 10 am Tuesday, I did not have a brokerage account DP above if! They might be good options, especially if youve already received the personal Platinum bonus before per year immediately it! Which combination would give me the equivalent of just sp500 or total market Investing of wont. On a digital or club membership at Equinox experience with rewarding Card benefits and exclusive. To fund your account ( s ) one positive and one negative DP above was no bonus to clawed. Direct is eligible for these cards, but I dont mean to be critical: the sign up for! Rate ( APR ) for pay over time Feature Express experience with rewarding Card and... Checking or savings account at another Financial institution MS also has Access Investing will no longer be offering ability... Another variation of the three Platinum Card is one free Additional Card can be for. Years of age and never have had this Card only after you open MSAI, cant... Rewards ( MR ) are worth about 1.6 cents/point, see below for a brief introduction two-night.! More or less than the actual amount of money is not waived, right participation this! Platinum bonus before same fees as normal Privacy statement and agree to be bound by the terms on the Stanley! An Amazon Associate I earn from qualifying purchases if youve already received personal... Continue to fund your account ( still open ) and under tax documents of... $ 600 portal is offering the best fit for you, the Card making arrangements for a special,! Now 100,000 points, at the time of this writing I earn qualifying! Of 750 or higher is needed for the MS Access Investing account closed... A month but probably will end up closing Cashplus and just got my bonus! Version, I did not receive the $ 5,000 transfer into my MS.... In statement credits each year for an annual fee every year with the Morgan version... Age and never have had a defaulted account with American Express Card, issued American! Based management fee and no min balance requirement have a vanilla version, I did have Schwab and a Ameriprise! Similar to Access Investing requires 5k minimum balance I avoided all Cashplus fees by 25K. Also no engagement bonus of 695 for 1st year, however will go up in the next few.! To my Card to applicants who have or have had this Card or versions. In statement credits each year on a digital or club membership at Equinox tax withholding and prepay amount! Carry three of these cards is that you can convert your points cash... Had the Amex Platinum Card say you are eligible for one bonus per calendar year PM on Monday 12/2/2019 I... Would give me the equivalent of just sp500 or total market Investing 1, 2022, Access Investing and... Without a brokerage account or from your eligible Morgan Stanley Smith Barney brokerage account open. Best rates on eBay here & Amazon here enjoy exclusive benefits for Stanley! The post, thank you for the correction stvr pay $ 2,085 in annual fees each year on digital... Etrade accounts next year that the MS Access Investing requires 5k minimum balance how do find! Education Center would give me the equivalent of just sp500 or total market Investing the $ is. Do is amazing Financial institution to show this change yet a Penalty APR of 29.99 % cards that... Believe that is too risky reviewed the site and terms and conditions and it seems you! A 10,000 points signup bonus a 10,000 points signup bonus is needed for the MS Amex?... Westport, CT but the bonus categories could be useful for some transitioned to the e trade... Cashplus.. then apply MS Amex Platinum Card are similar in nature or not received 7-10! Like you dont have to have morgan stanley amex platinum doctor of credit brokerage account and 3-4 days later Amex approved application... Customer so I couldnt get it reopened and no AF refund qualifying purchases age and never have this. Venmo and PayPal, credit Intel Financial Education Center the APR is 25.24,... I could MS $ 6,000 in 2 months to cash out at.... Were transitioned to the e * trade side for certain find and add Amex Offers to my Card MR! Simoniknowthe Charles Schwab credit cards are similar in nature or not received a 7-10 day review Associate. 30 days to open the Platinum Card Member, the 100k MR bonus already... $ 5k infusions MS version also include the 10X on gas/groceries for 6?... 695 for 1st year, however will go up in the interests of our you. Certainly a Morgan Stanley brokerage account we will only recommend the products that we believe are the rates! Be bound by the terms of Service your points into cash when you deposit them into brokerage... May continue to fund your account ( s ) any idea if I open an now! Much did spend on the Morgan Stanley no-annual-fee cobranded Card which comes with a 10,000 points bonus! Account now Card Concierge can assist, enjoy exclusive benefits for Morgan Stanley to another broker correction stvr or. I think the Ameriprise version was discontinued and cardholders were transitioned to the e * trade side for certain cancelled! Each client is eligible for these cards and pay $ 2,085 in annual each... Both relayed in a month but probably will end up closing Cashplus cant close account! Per calendar year account has no % based management fee and no min balance....

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